Home Ownership Services

I need assistance avoiding a foreclosure on my home
I need information about buying my first home

Description:

Provide individuals and families with education about the home buying process, wealth and asset building, enabling them to move toward successful purchase of safe and affordable housing.

You can now complete the PathStone Home Buyer Pre-Purchase Education Program On-Line!

Click here to get started today.

Locations: Indiana, New York, Pennsylvania, Puerto Rico

Programs:

Program Specifics
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Financial Education

Description: Provides individuals and families with education about the home buying process and wealth and asset building, enabling them to move toward successful purchase of safe and affordable housing.

Program Locations:

Indiana: Blackford County, Delaware County, Henry County, Madison County, Randolph County
New York: Dutchess County, Genesee County, Monroe County, Ontario County, Orange County, Orleans County, Sullivan County, Ulster County, Wayne County
Pennsylvania: Adams County, Braddford County, Blair County, Cambria County, Chester County, Clarion County, Clearfield County, Cumberland County, Dauphin County, Franklin County, Fulton County, Huntington County, Jefferson County, Juniata County, Lancaster County, Luzerne County, Mifflin County, Perry County, Philadelphia County, Somerset County, Susquehanna County, York County

Eligibility: None. This service linked to Home Buyer Education in some locations.

Contact:

Indiana:

1917 W. Royale Dr.
Muncie, IN 47304
AskIN-HomeOwnership@PathStone.org
(765) 286-2162
(800) 888-6770

New York:

Batavia City Centre
Main Street
Room 7
Batavia, NY 14020
AskNY-HomeOwnership@PathStone.org
(585) 343-2188
Serving: Genesee, Orleans counties

P.O. Box 1086
Newburgh, NY 12551-1086
AskNY-HomeOwnership@PathStone.org
(845) 569-0770 x12
Serving Ulster, Dutchess, Sullivan, Orange counties

400 East Avenue
Rochester, NY 14607
AskNY-HomeOwnership@PathStone.org
(585) 340-3338
Serving Monroe, Ontario, Wayne counties

Pennsylvania:

1625 North Front Street
Harrisburg, PA 17120
AskPA-HomeOwnership@PathStone.org
(717) 234-6616 ext. 106
Counties: Adams, Bedford, Blair, Cambria, Clearfield, Chester, Clarion, Cumberland, Dauphin, Franklin, Fulton, Huntington, Jefferson, Juniata, Lancaster, Luzerne, Mifflin, Perry, Philadelphia, Somerset, York

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Foreclosure Intervention Services

To help avoid foreclosure "Rescue Scams" check out these excellent public service announcements by the NeighborWorks America Pacific District.

Provide free counseling for borrowers who are having trouble making their mortgage payments. Help borrowers understand their budget issues, the mortgage details and the process of foreclosure and their rights during the process. When appropriate, and at the borrower’s request, enter into negotiations with their lender to modify their current loan so that they can become current on their loans and afford to pay the mortgage into the foreseeable future.

Program Locations:

New York: Dutchess County, Genesee County, Livingston County, Monroe County, Ontario County, Orange County, Orleans County, Sullivan County, Wayne County, Wyoming County

Eligibility: Homeowners who are having trouble making mortgage payments on their primary residence.

Contact:

New York:

400 East Avenue
Rochester, NY 14607
(585) 546-3700

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Home Buyer Post-Purchase Counseling

Provides individuals and families with education about the home buying process and wealth and asset building, enabling them to move toward successful purchase of safe and affordable housing.

Program Locations:

Indiana: Blackford County, Delaware County, Henry County, Madison County, Randolph County
New York: Dutchess County, Genesee County, Monroe County, Ontario County, Orange County, Orleans County, Sullivan County, Ulster County, Wayne County
Pennsylvania: Adams County, Braddford County, Blair County, Cambria County, Chester County, Clarion County, Clearfield County, Cumberland County, Dauphin County, Franklin County, Fulton County, Huntington County, Jefferson County, Juniata County, Lancaster County, Luzerne County, Mifflin County, Perry County, Philadelphia County, Somerset County, Susquehanna County, York County
Puerto Rico: Adjuntas County, Jayuya County, Lares County, San Sebastian County, Utuado County, Yauco County

Contact:

Indiana:

1917 W. Royale Dr.
Muncie, IN 47304
AskIN-HomeOwnership@PathStone.org
(765) 286-2162
(800) 888-6770

New York:

Batavia City Centre
Main Street
Room 7
Batavia, NY 14020
AskNY-HomeOwnership@PathStone.org
(585) 343-2188
Serving: Genesee, Orleans counties

P.O. Box 1086
Newburgh, NY 12551-1086
AskNY-HomeOwnership@PathStone.org
(845) 569-0770 x12
Serving Ulster, Dutchess, Sullivan, Orange counties

400 East Avenue
Rochester, NY 14607
AskNY-HomeOwnership@PathStone.org
(585) 340-3380

Pennsylvania:

1625 North Front Street
Harrisburg, PA 17120
AskPA-HomeOwnership@PathStone.org
(717) 234-6616 ext. 106
Counties: Adams, Bedford, Blair, Cambria, Clearfield, Chester, Clarion, Cumberland, Dauphin, Franklin, Fulton, Huntington, Jefferson, Juniata, Lancaster, Luzerne, Mifflin, Perry, Philadelphia, Somerset, York

Puerto Rico:

5516 Carretera St. Km 0.1
PO Box 88
Adjuntas, PR 00601
AskPR-HomeOwnership@PathStone.org
(787) 829-6024

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Home Buyer Pre-Purchase Education

Provide individuals and families with education about the home buying process and wealth and asset building, enabling them to move toward a successful purchase of safe and affordable housing.

You can now take the PathStone Home Buyer Education program on-line!  Click here to get started.

Program Locations:

Indiana: Blackford County, Delaware County, Henry County, Madison County, Randolph County
New York: Dutchess County, Genesee County, Monroe County, Ontario County, Orange County, Orleans County, Sullivan County, Ulster County, Wayne County
Pennsylvania: Adams County, Braddford County, Blair County, Cambria County, Chester County, Clarion County, Clearfield County, Cumberland County, Dauphin County, Franklin County, Fulton County, Huntington County, Jefferson County, Juniata County, Lancaster County, Luzerne County, Mifflin County, Perry County, Philadelphia County, Somerset County, Susquehanna County, York County
Puerto Rico: Adjuntas County, Jayuya County, Lares County, San Sebastian County, Utuado County, Yauco County

Eligibility: Anyone interested in improving knowledge and skill concerning the home buying process. Some grant programs and affordable mortgage programs require that participants meet the following requirements:

  1. Be a first-time homebuyer: Anyone who has not owned a home or has not owned a home in the past 3 years.
  2. Is 80% or less of the Area Median Income as defined by HUD or the Mortgage Revenue Bond income guidelines.
  3. Other as determined by specific grant or affordable mortgage program.

Contact:

Indiana:

1917 W. Royale Dr.
Muncie, IN 47304
AskIN-HomeOwnership@PathStone.org
(765) 286-2162
(800) 888-6770

New York:

Batavia City Centre
Main Street
Room 7
Batavia, NY 14020
AskNY-HomeOwnership@PathStone.org
(585) 343-2188
Serving: Genesee, Orleans counties

P.O. Box 1086
Newburgh, NY 12551-1086
AskNY-HomeOwnership@PathStone.org
(845) 569-0770 x12
Serving Ulster, Dutchess, Sullivan, Orange counties

400 East Avenue
Rochester, NY 14607
AskNY-HomeOwnership@PathStone.org
(585) 340-3384

Pennsylvania:

1625 North Front Street
Harrisburg, PA 17120
AskNY-HomeOwnership@PathStone.org
(717) 234-6616 ext. 106
Counties: Adams, Bedford, Blair, Cambria, Clearfield, Chester, Clarion, Cumberland, Dauphin, Franklin, Fulton, Huntington, Jefferson, Juniata, Lancaster, Luzerne, Mifflin, Perry, Philadelphia, Somerset, York

Puerto Rico:

5516 Carretera St. Km 0.1
PO Box 88
Adjuntas, PR 00601
AskNY-HomeOwnership@PathStone.org
(787) 829-6024

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